The Jewish Mindset That Will Change How You See Money
read summary →TITLE: The Jewish Mindset That Will Change How You See Money CHANNEL: Living Lchaim DATE: 2025-11-12 ---TRANSCRIPT--- See, if you were just to sit on your couch and never do anything and then God would have to somehow make you rich while you sit on your couch all day, you’d have to do an obvious miracle. But if you have some [music] alibi for God where you can say, “Oh, it wasn’t a miracle. I have a company. I made some investments. Uh I bought something. I sold something.” Now God can say, “I didn’t do a miracle. It happened naturally.” We all know it didn’t happen naturally, but that’s again that’s the plausible deniability. So when you’re working, don’t think that your work generates income, doesn’t it? Your work is merely the cup that you’re holding out within which to receive the income. Rabbi Sha Tab is one of the most brilliant Jewish thinkers alive, and this episode is going to become one of our most popular videos for good reason. Rabbi Ta is going to reveal what most people get wrong about money, how to become truly wealthy, how money is an energy, and why overwork is not going to make you richer. He’s absolutely brilliant. I hope you enjoy this conversation as much as I did. Oh, and please click like and subscribe. So many of you are not subscribed. Don’t miss a single life-changing discussion like this one. Rabbi Shaes Taab, when you think of money, the need for money, money in today’s generation, what comes to mind? Be completely honest with you. When you said money, I pictured like green bills. That’s what I pictured.
Old school. Old school. Yeah. I don’t know why that was just the image that came to my mind. Nobody uses cash. What a weird image. Maybe it was like an emoji more type of thing. Isn’t it funny like that my symbol my visual symbol for money is something that doesn’t even Who touches cash? Anyone who does you kind of look at them funny. Yeah. Like what are you doing? Like illegal. [laughter] Money if I were to intellectualize it meaning to come up with a a concept. concept to me is is energy. It moves things, it builds, it destroys, you know, it’s it’s energy. It’s um potential, makes things happen. Uh needs to be channeled. You if you don’t channel it, then it can cause more problems than not having it at all. Although not having it at all is also a problem, but having it in the wrong way can even be worse. That’s what comes to mind. So many of our YouTube comments, especially from people who don’t take a liking to us for whatever reason. You mean your critics? Critics? I don’t know if it’s because we’re Jewish. I don’t know if it’s because they don’t like our content. Yeah. But Jews and money. Oh, yeah. Oh, of course. The boy with the Yamaka has a a money podcast. Who would have figured, right? Where does that even stem from? And should we even care what the critics say? I don’t know if we should care what they say. But I think it’s an interesting question. Like what is it with Jews and money? Like what’s the connection? Is there a connection? Is it totally just a stereotype or is there a basis in reality? And if so, what’s that basis? I think it’s worth exploring. Um, and I’m not historian. And I’m not going to get into like socopolitical analysis of how Jews were allowed to make a living and were they forced into finance and I’ll give you a more I mean I’m a rabbi so I’ll give you a more theological answer. You hear this concept. It’s not a Jewish concept. It’s a religious concept but not Jewish religion. Money is the root of all evil. Right? And the Jewish concept. Where do you find money in the Torah? It’s interesting. You find it in the census when Moses is in the uh the whole nation of Israel is in the wilderness. They leave Egypt and Moses is supposed to count the people. And the way they counted the people was by levying a flat tax, half a shekele, which was a biblical uh coin. And then you count the coins and then you know how many people there are. So it goes back to the Bible the the symbolism of money and from that you know you you start to you just look look at the original symbolism like for instance famous story rabbitic story about Moses was wondering what what is this half a shankle supposed to look like and uh says that Hashem showed him shall a fiery coin and he said ah that okay that’s what it is you know the questions ask why why a fiery coin it wasn’t literally a fiery coin they were silver coin so why why was the image that he was shown fiery coin one of the explanations is sort of like we were saying before about money is energy you know similar concept fire you can use fire to cook your meal you can use fire to heat your home you use fire to run an engine or god forbid fire can burn down the house. So I think we have it like going back to biblical stories this respect I would call it a respect for money respect as opposed to love by the way you know the the love of money is one thing but then there’s the respect of money I don’t know the love of money might not be such a good thing but definitely the respect for money because it is a power And you know, if you don’t respect it, you know, it’s like a gun owner has to know gun safety. And if you don’t know gun safety, you don’t you don’t shouldn’t own a gun, right? It’s called respecting the weapon, respect for money. Yeah. It’s it’s a biblical concept. And I think that as a people, I think that’s a cultural value to respect money. And I I want to clarify what I I don’t mean respect for money like some people might misunderstand me like oh we respect people who make a lot of money. It’s not what I mean. That’s not what I mean. Cuz the truth is in the Jewish world we respect scholars most of all. Like the most respected niche in the Jewish culture has always been historically has always been the scholar. So much so that if you think about culturally when in the Jewish community somebody makes a lot of money what do they want to do with that? They use it to get near into proximity with scholarship. Interesting. Like scholarship is the ultimate and then the money is like the entry to get the hobnob with the scholars. A little shortcut. Yeah. Shortcut. Exactly. So the respect for money meaning like this can do something but be careful. Know your place. Know the purpose of it. Don’t let it consume you. and also take care of it. That’s also a biblical story. You know, the story a lot of people know the story of Jacob wrestling the angel, right? It says he he was alone and he was then the angel approached him and he he had wrestled the angel. Why was he alone? He was bringing his family across a river and then he forgot some jars kitanim little jars and he went back for his little jars, little knick-knacks, you know, maybe some kosher money mugs maybe. when he went back for the jars that that’s when he saw the angel and he had to wrestle with the angel and the commentaries ask well why was he going back he he he at that point he was very wealthy he had a very successful livestock enterprise he made money with sheep you know it sounds funny today but you know this is ancient times he made money with sheep he went back for little jars why was this wealthy guy going back for little jars as the commentaries explain because the righteous value their money and it explains even Why? It says because they earn it honestly. And when you earn it honestly, you appreciate its value. And therefore, even the little jars you go back for, you’re going to be frugal. You’re not going to be wasteful. Whereas somebody who maybe didn’t work hard or took shortcuts, they might be sloppy with money. But yeah, so there’s a respect for money, I think, goes all the way back to the Bible. Where do those hateful comments come from? Do does it come from jealousy? Does it come from a lack of understanding of our society and being a tight-knit society that gives charity and is very serious about their jobs and tries not to waste time and from the outside world it looks as if we’re potentially honed in on just the materialistics and they don’t see the spirituality side of it. That’s an interesting point. They don’t see the full story cuz always the question is well like you’re going to have a lot of money right what are you going to do with it like there’s no point in having money there’s there’s a point in spending it and then the question becomes what are you spending it on that’s that’s an interesting observation maybe it’s they see that we respect money we value money but then they don’t see why we value what do we spend it on so I mean I think the statistics I I don’t think I’m saying this like it’s a madeup thing I think you Google this or chat GBPT this but Jews culturally speaking are very into philanthropy. One of the big things why we value and respect money is communal projects. You know things of a of a public uh nature. We like to to to build things and to I mean look I don’t know what it’s like in every country but you know I’m I’m I’m born in America raised in America. You you go to any museum, hospital, university, and you look at the names on the the plaques, they’re disproportionately Jewish. Like, how how much of America is Jewish? Like, you know, to two point whatever percent. But of the plaques, the donor plaques at the museums and the hospitals and the the aquarium and the whatever, it’s it’s like disproportionately Jewish. So, maybe that’s it. Like, they don’t realize what we’re going to do. Like, what do you think? What’s the point of it? like just indulge. Like why would that even be a goal? So maybe yeah, maybe they they they see that we value it and they don’t know what we’re doing with it. That’s that’s possible. So maybe this is an opportunity to let people know and people who are honest and sincere. Maybe we could let them know why we value money cuz we do. We do. We value and respect money. Yeah. And like I said, it’s energy and you can get stuff done with it. Who doesn’t want to change the world? Who doesn’t want to impact society? Who would come to this world and want to leave the world the same way how they found it? Now, obviously, it could impact the world negatively. It could impact it positively, but the point is we’re trying to have an impact. And one of the things that enables you to have impact is money. So, why wouldn’t you want it? Now, obviously, there are rules that govern what is kosher money, right? A lot of the Torah’s laws are are financial [clears throat] laws. So, it’s not like everything is fair game, but you go about it ethically and honestly and you can you can make a lot of money and then do a lot of good. That’s a very noble pursuit. Why does money get such a bad rap in the world though where money is equated with a certain evil? Because the way you’ve described it almost from a spiritual standpoint or like any other commodity there’s good and bad. Right. Why does money fall into the bad category so much? Maybe because it’s human nature to be self-interested and that many people don’t end up using the money for anything productive and so it becomes associated with when it’s used in a negative way. But we need to clarify that that’s a misappropriation. Meaning that’s taking something that’s intended for a noble purpose and yeah, you could rech it for for a negative purpose, for an indulgent purpose, but that’s not what it’s there for. So maybe people associate money with what happens when someone uses it carelessly and selfishly and without respect for the the power and the purpose of money. And maybe that’s why it gets a bad rap. But you know the the the the antidote to that is not to decry money. The antidote to that is to speak about perspective. Like look, forget about money for a second. Forget about money. Let’s not talk about money. Let’s talk about something else. Let’s talk about health. Health is not an inherent value. Has no value innately in and of itself. If someone were to say, I’m my purpose in life is to be physically fit. Okay. And then what are you going to do with your physical fitness? No, I’m just going to be fit. Think that’s a purpose for a life. That’s that doesn’t make sense. And that’s a neutral answer. There could be even worse answer like I’m going to be physically fit so I can whatever you fill in the blank and all types of indulgent hedonistic types of stuff. But if someone says, “I want to be physically fit so I can play with my kids so I won’t get tired and I can be there for other people and I can uh I can show up at uh happy occasions and uh I I’ll be in a good shape to travel and be able to to go to different places so I can attend a family member’s wedding.” Okay. So now I understand why you’re doing it. But if you’re saying it’s fitness just for the sake of fitness, sounds pretty lame. Okay. Now, now take take money. Someone says, “I want it money.” Well, what do you want it for? Just to have it. For the status of it, for the knowledge that I have. I don’t know. For the ego, for the the identity that it gives me. That’s a terrible reason for it. That’s that’s that’s pathetic. But if somebody says, “I’ve got big dreams. I’ve got big plans and it’s going to cost a lot of money to accomplish it.” Okay. Like, what what what’s so scandalous about that? That to me, that’s that’s very noble. There are those that are attracted to money solely for the consumption component to consume so they don’t have to worry. But the bad rap that money gets is that many of times people use money to impress others. Why do people so quickly it’s like you said it’s so powerful. You can do so many things with money. Yet human nature or maybe this is just taught by society over and over again that the goal of money is to acquire something so that someone else will hold you in higher accord. I mean, that’s that’s a general human weakness is that we are susceptible to valuing other people’s opinions of us more than knowing we we’re doing the right thing. That’s a that’s a general human struggle. People struggle with that all the time. People compromise their values in order to gain approval, to gain love, to gain acceptance. And money is one of those ways to get attention and make people notice you. Um, not for the right reasons. Anyone who ever gained friends through having money didn’t gain good friends, right? It’s a shortcut to an identity. I’m the rich guy. But no one ends up No, no one ends up really being satisfied with that identity. I mean, again, you’re the rich guy. So what what do you do with it? Like, and then what? That’s not the end of the sentence. That’s that’s the beginning of the sentence. You have to finish it off with what you’re doing with it. If you say, “What am I doing with I’m impressing people and and how how how long do you expect that that’s going to satisfy you?” I mean, that’s like like a teenager. Like, okay, some people are adults and have the mentality of teenagers. They have a lot of growing up to do, but it’s this none of this is unique to money. None of this is unique to money. Like I said, person could work out and be physically fit and be buff for attention, right? Or a person could work out to be healthy so that they can be active and and do good. None of the negative things associated with money are unique to money that I can think of. You mentioned a shortcut to identity. Do you think some wealthy people are silently or even worse subconsciously screaming from within that I want you the world to identify me in a way other than that’s the guy with money? Yeah, it’s a huge struggle. It’s not even subconscious. No, I mean I I’ I’ve known many wealthy people and almost all of them have this complaint. I there are two groups of people who have similar complaints and this is perhaps going to sound sexist and shallow. rich men and beautiful women. They have the same complaint. Nobody really likes me for me. I don’t know who really cares about me and I’m so lonely while I’m surrounded by tons of people getting tons of attention and I’m totally lonely. Very, very common complaint. Wealthy people who feel terribly lonely. They don’t know who’s their real friend. Yeah. Yeah. I mean, somebody who has a mature attitude about wealth, I mean, there someone who has an immature attitude, at least for a while, they like the attention till they realize, you know, that it’s very low value relationships that they’re attracting. But a lot of people who do have money and downplay it, they’re not downplaying it because like, you know, like they’re hiding it. They’re nervous like, “Oh, people are going to find my find my money.” They downplay it because they are sick and tired of being seen, like you say, being seen as the rich guy, like I’m a person. I I have feelings. I have hopes and dreams. Like, get to know me. Don’t objectify me. That’s why I say it’s very similar like rich men, beautiful women, simil similar complaints of feeling objectified and feeling lonely. Yeah. Yeah. But but just to clarify, that’s not a reason why a person should be dissuaded from making money if they’re capable of doing it. Just you should know it’s an occupational hazard. And therefore, if you are financially successful, then you need to be extra discerning about who you let into your inner circle. extra discerning. We’ll be right back to our episode, but you know, one of the toughest parts of being an entrepreneur is that of feeling completely overwhelmed. You know what I’m talking about. I hear from people all the time. You have this great idea, this spark, you’re running a business, but now you’re just stuck. You’re going through the motions. You feel like there’s a bottleneck in your own company. You want to delegate, but you can’t. Your team isn’t really on the same page. Again, you’re going through this motion, and you’re having business stress. You’re taking it home with you. Sheesh. Don’t juggle everything. If you’re a business that’s looking to grow, start a business. We know you have kids, our NASA, tuition, your calendars, a war zone. So much I can tell you that can resonate with you. I know where you’re holding. I was one of those business owners. But I want to tell you about a very impressive individual. You’ve heard of business consultants. Rabbi Ta talks about it in this episode. Sully Shonfeld. He calls himself the business organizer, but honestly that doesn’t even begin to cover it. Silly is like a business therapist. He has an operations background and he fixes things. He doesn’t just come in say, “Okay, use this software. Get rid of that. Make a to-do list.” He’s going to sit with you. He’s going to help figure out why you’re stuck, why you can’t let go emotionally of that one task. Why are you micromanaging a specific part of your business? He’s going to help clear those emotional blocks and help you build practical systems, define roles within the company, and get your entire team aligned. One page, okay? There are real people in our community, whether it’s in distribution, logistics, high-end home services, they were drowning, whether it was high overhead, stuck in old processes, he went into their businesses and he helped them. He helped them restructure their teams, streamline workflows, and it frees them up to focus on the work or their life. And you know what happens? It grew the business. So, he’s not going to be a coach that’s yelling at you from the sidelines if that’s what you need. Maybe he has a recommendation. He’s more of a thinking partner, an accountability partner, and he’s going to walk the path with you for your business. And here’s what I really love about. He’s not going to lock you into some crazy long-term contract. It’s simple. You only book a session, and if you want another session, he’ll deliver. And that’s it. He has confidence. He doesn’t need to lock you in. Okay? I do this similar at my marketing agency. I don’t have long-term contracts. You can check us out. By the way, if a client has good feelings about the vendor, they’re going to continue using them. So, if you provide a good service, like Surirley does, he’s going to be there for you, and you’re going to want him to be there for you. So, after your session, you’re going to get a written breakdown of exactly what to fix and how to fix it. So, if you’re feeling trapped in the business you’ve built, and what you really want is just relief, look him up. Do yourself a favor. Reach out to Silly Shfeld. 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Do you think people lean too much into making money? Right. We all need money to live. We’re not at the point where things are available to everybody off a tree. So this idea of going to work is promoted and for good reason. But once 5:00 comes around and people should be leaving the office, they stay back because that need for money, right? Assuming they’re paying their bills and they’re okay, but hey, I need to put money away for retirement. I need to make more money because I want to do more things. I I need more things. I want more things. I want to provide more. At what point does it become, hey buddy, slow down? Well, you know, a lot of times, by the way, that’s not even the belief that the person has upon which they are basing this behavior, this workaholic behavior. It’s not even not even a true concept. Meaning to say, who says that by working more, you’re actually going to make more? Who says? Plenty of people work very long hours and they lose money. And then there are people who I mean I I know plenty of people who they work a couple hours a day and they make a ton of money, right? So I mean for this you have to have a spiritual perspective. But livelihood comes from God. It’s a blessing. It’s allotted to us based on the judgments that are made in heaven. And you can’t earn one penny more than what is allotted to you. And here’s the thing what people don’t understand. It’s not what you earn, it’s what you keep. So you can have a lot of money passing through your hands. I’ve seen people like that. A lot of money passes through their hands, but they don’t keep it. They don’t spend it on good stuff. They don’t spend it on anything that they can value long term. Medical bills. Well, yeah, that’s the classic. God forbid, you know, a person will pay anything to get their health back and uh you know, money just disappears, right? or or other things where you know you make stupid things like you know I don’t want to put it down in case somebody’s watching and going to sound like I’m bashing your hobby but like you know classic example buying a boat right okay you know maybe somebody needs a boat I don’t know but you know I I just I’ve seen that too many times where somebody’s like I don’t know I was making a lot of money and now I’m in debt. And uh where did all your money go? I don’t know. We had a yacht and bought a horse. Like, dude, [laughter] that’s that’s what you did. So, maybe a lot of money passed through their hands, but they didn’t they didn’t hold on to it and they didn’t use it in any productive way. So, uh this this belief, yeah, I’m going to work more. I’m going to make more. I’m going to make more. No, you’re not. No, you’re not. You have to understand the purpose of work. Purpose of work is to provide God with plausible deniability. God has to be able to deny that he did a miracle even though it’s really a miracle. When God sustains us, it’s a miracle. Like Moses in the the desert with uh the children of Israel 40 years eating bread from heaven, you know, they were miraculously sustained. Today we don’t have bread from heaven. Today we have bread from the earth. We don’t even take it from the earth because we’re not farmers. We go to the store and we we buy it, right? But the bread that we buy is just as miraculous as the bread from heaven, the the the mana. Um why why is it just as miraculous? Because think about it like we create our own our own sustenance. We don’t create it. We can’t create it. It we we receive it. And but you know we have a natural narrative for how it occurred. So we don’t observe or appreciate the miracle involved. But of course it’s a miracle. But we have to hide the miracle because God desires that there be free choice and that things appear natural in the world. So therefore you go to work to hold out a cup to catch the flow of the blessing. But the cup doesn’t generate the the flow of the blessing. The cup just catches it. So you go to work to have a natural vessel. By natural, I mean non-miraculous, but it really is a miracle. But God can turn around and say, “I didn’t do a miracle.” See, if you were just to sit on your couch and never do anything, and then God would have to somehow make you rich while you sit on your couch all day, you’d have to do an obvious miracle. But if you have some alibi for God where you can say, “Oh, it wasn’t a miracle. I have a company. I made some investments. Uh, I bought something. I sold something.” Now, God could say, “I didn’t do a miracle. It happened naturally.” We all know it didn’t happen naturally, but that’s again, that’s the plausible deniability. So, when you’re working, don’t think that your work generates income. Doesn’t. Your work is merely the cup that you’re holding out within which to receive the income. And therefore, if you really want to put in extra time, don’t put in extra time at the office. Now, you have to put in some time because it can’t be a miracle. It has to be natural. So, you figure out what what would be the natural amount of work that you’d have to do. But don’t do more than that. You want to do extra. You want to put in overtime. Okay, I got an idea. You can put in overtime doing acts of goodness and kindness. You can put in overtime studying Torah. You can put in overtime in prayer. That’s where you should put in your overtime cuz that’s what really the determines the flow of the blessings. Can I take it a step further? Yeah, please. So if going to work and I love that the vessel I’ve never heard that before. If going to work creates a vessel in which you’re catching the blessing. Yes. overwork merely widens the vessel, but you’re catching the same blessing. And I’ll take it even further than you just took it. Go for it. Which is to agree with you, right? It just making a bigger vessel, but doesn’t Right. It doesn’t create more content. Same flow. Same flow. Right. And then even more, I’ll add it even I’ll up the ante even more. Sometimes the vessel gets so big that it becomes unwieldy. It’s clumsy. It’s it’s getting in the way. you’re tripping on it. Like I don’t need that size of a vessel. Like imagine I I want to drink a water and you bring me a kitty pool to drink out of. Like I I can’t use this giant I need a cup like this and then that’s plenty of water for me to be hydrated. But imagine if I’m trying to drink uh 6 ounces of water out of a kitty pool and I have to hold that thing. That would be unwieldy, cumbersome, right? So we expand expand expand the vessel. You’re actually inconveniencing yourself. So, someone’s holding that vessel. It’s extremely wobbly. It’s large. Yeah. They’re listening to the episode. They just heard Rabbi Ta say, “Put it down. Can’t just put it down because you have that large vessel in your hands.” People are relying on you. How do you shrink the vessel? Such a good practical question. So you you’re talking about you said people are relying on you and that might be your family that you support. It could be you have employees that you’re paying. I mean you have partners. So you can’t just drop everything and walk away. That wouldn’t be responsible. Okay. But this is so common what you’re describing where people realize that there’s just a lot of extra stuff going on that really doesn’t need to be going on. They, by the way, people will pay top dollar for a consultant to come in and like spend a week with you, like top dollar, and come in and look at your whole operation and then tell you, here’s what you need to cut out and eliminate this department and fire this whole uh staff and and then they don’t do it because it’s too scary. But there’s a there’s a lot simpler way of doing it, which is work backwards. Reverse engineer it. Remember, we were saying before, money itself has no value. It’s what you do with it. So, first start with what are you doing with it? Okay. Well, for most of us, the first answer tier one is I’m supporting a family. Okay? Hopefully though, our influence is beyond our family. Now that’s a very Jewish value by the way that it’s not enough to say I need money to support my family. Yeah, no kidding. You need money to support your family. But that’s like the first circle. Then there are concentric circles. So it’s like what about your community? Like how far can you carry that influence? So let’s say a person wants to figure out how do I streamline things? So reverse engineer it. Start from the end. What are you accomplishing right now? Raising a family. Talk to me about your philanthropy. Talk to me about whatever causes you’re involved in. Let’s start with that. And then let’s ask, well, how much money does that require? And then we’re reversing. We’re going back. We’re working backwards. And then you tell me what kind of enterprise would without any miraculous occurrences what kind of enterprise would be able in theory to bring in that amount and then ask yourself what am I doing right now that is beyond that enterprise what am I doing that’s extra or isn’t it isn’t essential to bringing in this amount that accomplishes this purpose, then you could start to get clarity about what you need to eliminate. But if you if you approach it like, well, I’ve I have all these commitments and I’m I’m already involved and this is what I’m doing and so I can’t walk away from it because, you know, this is just what I do and I got to continue doing it. big question like, “Well, why? But why? What? For what? Like, what is it accomplishing?” No, no, I just got to do it because I’m doing it. It’s It’s absurd. So, start from the end. Like, what are you accomplishing? And then work backward and you’ll figure out what kind of vessel you actually need. But, and by the way, some people do need a very large vessel. Some people are supporting a lot of causes and they need a large vessel. And that’s fine. That’s perfectly legitimate. And they need a large vessel because they need to catch the flow, right? Correct. And the flow is there. They had too small of a vessel, that bucket would overflow and they’d have a different problem. Correct. So that they need to have that. They need Some people have 200 employees. It’s not excessive. Some people have five employees and it’s absolutely insane. I’ve seen people who, you know, really And I’m going to be careful how I say this because I don’t want to say identifying details. I can think right now of three situations I saw firsthand in the past year where you had an entrepreneur who had really unnecessary employees and couldn’t cut them. And it was not, you know, you could say, “Oh, he has a heart of gold. He’s just, you know, cuz sometimes that’s, you know, you know, Bill’s been with the company for so long, even though he does nothing. He doesn’t know how to use a computer, we just keep paying him. Okay, that’s kind of sweet. But in a lot of situations I’ve seen, there’s a codependent relationship. I’ll use that word and I’ll define it in a moment. Like a codependent relationship between employer, employee. Codependent relationship is where a person becomes addicted to the relationship where they’re they’re addicted to the approval uh that they’re getting from the other person. A lot of entrepreneurs actually end up being in these weird situations where they’re using payroll as a way of having a relationship and they have this deep need to have the relationship so they can’t get rid of it. Might be cheaper than therapy. [laughter] So if you put it on paper and it actually ends up cheaper than the therapy, okay, fine. So continue, right? But no, but I’m just thinking the therapy will get you eventually you’ll be able to stop. So in the long run, the therapy will be cheaper. And I’ve seen that a lot where people have a codependent relationship with an employee or a codep codependent relationship with a business partner where it’s not really practically serving any purpose. It’s sort of a a a a very twisted sort of emotional payoff where there’s like this this need for validation. Which is why, by the way, if your way of making money forces you to deal with a lot of people, you have to have a very clear sense of who you are. Because people will, and especially unscrupulous people who are good at this, they will zero in on that vulnerability, that insecurity, and they will flatter you and make you feel good. And that’s it’s very addicting. And I’ve seen it. I’ve seen it where people are paying crazy money. They justify it. They It looks like a normal business expense, but it’s not a normal business expense. They’re literally paying for validation. It’s crazy. Seen it so many times. Also, people who have a lot of money and attract a certain friend group, similar transactional relationship in that they’re exchanging money for that validation. Right. So then that’s when they’re getting hit at work and in their social life. Yeah. And it’s very expensive to maintain all those toxic relationships. What goes through their head when it the head hits the pillow? [clears throat] Like like I was saying before, I’m lonely. I don’t have any real friends. Everyone’s just using me. It’s a very lonely existence. Sounds miserable. Yeah. Yeah. But if a person doesn’t know how to get real connection, they’ll do it. They’ll just keep doing it over and over again. The healthiest people who I know who are very wealthy are people who don’t have that codependent need. They is that self-confidence or is it more than that or different? It’s related to self-confidence. It’s very close to self-confidence. Self-confidence is like the ability to believe in yourself and go and accomplish something and go do it. I would refer to this more as self-esteem. Yeah, self-esteem. Meaning, I know my value and therefore I don’t need you to tell me I’m a good guy. Now, the people that I know who have that in the strongest sense are all people of faith. Mostly I’m thinking of Jewish people because majority of people I interact with are in the Jewish community. But I can certainly think of several examples of people who are not Jewish but they’re also people of faith like very strong faith and from their faith they get their sense of worth meaning to say they believe in God. They believe they were created by God and then they believe believe in themselves as a creation of God. And that identity of I am God’s creation gives them that sense of inherent selfworth. And then they’re not vulnerable to trying to get a false sense of worth from from human beings. And those are the people who can have a very healthy relationship, business or social, where they don’t end up paying through the nose for fair weather friends. in so much of American at least American culture is trying to give you an identity, right? Have this phone, wear this coat, go to this place, right? Say these things. that is the result of an absence of an essential identity. Meaning all of these things are conditional. If my identity comes from the fact that I have a certain possession, I could lose the possession. My identity comes from the fact that I live in a certain neighborhood. I I I could move. I could be forced to move. Essential identity means something that cannot change. It’s unconditional. So if my value is based on the fact I am God’s creation, well I I’ll always be God’s creation. That doesn’t change. That’s essential identity. And the people who are impervious to all the vicissitudes of life and don’t get roped into all the toxic relationships, those are the people whose identity is based on that which does not change. I am the Lord. I have not changed. Their their identity is based on God. And so th those are the people who are the most emotionally healthy, emotionally strong. I always wondered about this teaching about someone who has money becomes poor. We have to treat him at least in the beginning in [clears throat] a way that honors him that if he’s hungry, you give him what he used to eat. And now I can better understand it in that he’s so fragile. His identity was so tied is into that way of life that he would be absolutely crushed to the point of no return if you were to equate him and treat him as if he was the person on the receiving end immediately. Right. Yeah. Yeah. because it is such a deep emotional need. So, it’s a compassionate thing. I mean, you’re talking in a context of of when we’re dispersing charity, somebody who was wealthy and then lost and then, God forbid, they’re in a position now where not only they’re not wealthy, but they’re living on handouts. Yeah. There is such a concept of when you give them h handouts, you give it to them or you try to give it to them on the level that they’re accustomed to. What would a world look like without money? Right? Imagine AI is the future. Okay? There’s no need for work. Everyone who’s worried about their job, don’t worry about it. Everything’s taken care of. The machines get so good, they can produce all sorts of goodies. Well, first of all, you know that we believe in Messiah, the Messianic era, which is the second part of that question in that will money even exist when Messiah comes. So, will money exist? Money is an instrument. So, I have a better question. Will commodities exist? Like what? I don’t know. Wheat [laughter] will wheat exist as oo and the world will just get fed off mana, right? You just photosynthesize like a plant. I don’t know. Mhm. Okay. So we know at least the initial phases of the messianic era which are prophets foretold is basically just a world of bounty where f well first of all we should explain that in the messianic era which are prophets foretold there’s no war there’s no not even competition why because the corrupt nature of humanity is healed everyone lives only to serve serve God and do God’s will, everyone becomes enlightened, so to speak. And when everyone is living in a selfless way, so there’s no corruption. I mean, today we have enough food to feed everyone in the world, nobody needs to be hungry. So then why are people hungry? Only because of corruption, which causes the the misappropriation of resources. We have enough resources. It’s just it’s simple corruption that causes any famine today in 2025 and for the at least for the past few decades with the the how advanced technology is um how advanced agriculture is any any any scarcity today is is man-made through corruption either intentionally creating scarcity or accidentally creating scarcity as as a byproduct of some silly competition or jockeying for power or you know hoarding resources. At any rate, when Msiah comes and the world is perfected and everyone has everything they need. So you’re still going to need to go get a loaf of bread. You know, you’re not going to stand out in the sun and photosynthesize like a plant. You’re still going to need a house to live in, right? So where’s that going to come from? Things are still going to exist. stuff is still going to exist. But the point is that there’s going to be so much of it or as my manity says that in the messianic era that all of the delicacies I don’t know what’s a delicacy cheese danish. Cheese Danish. Yeah. Are going to be literally they’re going to be as as readily found as dust. So just like there’s no scarcity of dust, you know, it has no value, you know, supply and demand. There’s no real scarcity of dust. So there’s no real and there’s no real demand for it either. So there’s, you know, it’s free. You can get dust for free. And it’s everywhere. So all the delicacies are going to be like that. Meaning you just everything will be uh whatever you need you’ll you’ll have. So at that point, you know, what will what will money even mean? We’ve been talking a lot about people using money to measure things that money really has nothing to do with like money really is for accomplishing things. Instead, we spoke about people using money like for a sense of self, a sense of identity, right? And how much money I have, that’s how much sense of identity I have. So they’re using money to measure stuff that really money has nothing to do with. So in a perfected world, in a an ideal world, a in a heaven on earth type scenario like the messianic era, no one’s going to have that desire, that false sense of self. And so money will not have that purpose anymore. No one would use money for that. What will they what will they use? If people still use money, what will they use it for? They’ll they’ll only use it for accomplishing things, only use it for doing good, but it won’t have any of that that meaning that we attach to it. That’ll be a whole different whole different psychology surrounding money. But will money exist? I don’t know. Maybe it will, maybe it won’t. But, you know, will financial instruments exist? I don’t know. But things will still exist. We’ll still be souls and bodies. It’s we’re not talking about something that happens in another realm of existence. It’s here in the in the physical world. So stuff will still exist, but you’re not going to [clears throat] be attached to it in that way. You’re not going to attribute importance to it that way. It will have a much more practical attitude toward all physical things. That indeed does sound enlightening. Yeah. Well, it well it’s enlightened. That’s the enlightened attitude toward physical stuff. And and by the way, you don’t have to wait for the messianic era. You can have that enlightened attitude now. Why not? You can have a healthy attitude toward physical things now. That’s why also, you know, you’re talking about Jewish attitude towards money. Jewish attitude toward money. We never really glorify aseticism. There are other faith traditions that you know aseticism like you know oath of poverty that kind of stuff. We don’t glorify that. There’s no a shame in that. If someone’s poor it’s not shameful to be poor but we don’t glorify aseticism or renouncing material possessions because there’s nothing again we’re going going back to the same concept but what do you want it for? What’s the purpose? What are you going to do with it? It’s a tool. It’s a tool. And and and if you’re not attaching meaning to it that it doesn’t have, if you’re looking at it practically as a tool, like imagine a guy running around with a hammer so everyone can sees he has a hammer. He doesn’t have to bash an nail into a wall. He just wants everyone to see him with a hammer. Like that would be ridiculous. But if you need to bash a nail into a wall, of course. Give me a hammer. Of course. Then the ham, right? Right? And then as soon as you’re done putting the nail on the wall, put down the hammer. Right? The the the concept of attributing value [clears throat] or meaning to money that it doesn’t have. That’s when we say having an enlightened attitude toward money. That’s what that means. And therefore, you don’t need to be an aesthetic. You don’t need to take an oath of poverty and renounce all worldly possessions in order to be holy. You can have money. You can have a lot of money. Just don’t lose sight of what it’s for. You don’t have to avoid it to be holy. You just have to make sure you remember its purpose. You know, keep keep your perspective. What again? You say it’s a tool. Yeah. I think that’s a great metaphor. A guy running around with a hammer just to I don’t know to be seen with a hammer, taking selfies of himself holding a hammer and posting. Look at me. I’m Bob the Builder. I got a hammer. Like pathetic, right? But if the particular tool that’s needed right now is a hammer, you get the hammer and you use it and then you put it down, right? You don’t become emotionally attached to the hammer and what it represents and how it makes you look and I look so good with my hammer. Right. Same thing. You mentioned this idea that rich and poor exists because of corruption. If there was no corruption, rich and poor wouldn’t exist. No. No. I would create a world where No. I I said no one would be starving if there wouldn’t be corruption. Meaning to say there may be gradations, people with more resources and less resources, but even the person with the least resources will have plenty. Doesn’t mean everyone has to be equal. It just means that nobody is suffering. Nobody is deprived or destitute. But there is an important concept mystically by the way why there are discrepancies in wealth. God created us to imitate him to emulate him. God is the ultimate giver. Gives us everything. Everything we have is God-given. In order [clears throat] for humanity to have the opportunity to be givers, there have to be recipients. So there has to be a discrepancy in wealth in order for the concept of kindness to be represented in the human experience. But I’ll tell you like this. There’s two scenarios. You could have a guy who’s literally starving, collapsing from hunger, and so you need someone to give him a sandwich so he doesn’t kill over. That’s giving. Or you can have a guy who’s got plenty of food for himself, for his family, not even a question. He’s got money in the bank, totally financially secure, but he wants to do a big deal and he doesn’t have liquidity. So he goes to an even bigger guy and he borrows a million dollars. That’s also human kindness. In other words, you can have the concept of wealth discrepancy that enables human kindness without anyone having [clears throat] to be destitute. Understood? I have a couple more questions. What are some books Sarim whether you that you wrote that you’ve consumed that you find yourself recommending to people and for what reason? The number one book I would recommend is Shahaben Gate of Trust. It’s in English. Our a friend of mine um I mean he put the name his name on the book so it’s not a secret. the the Felic edition of Shahara talking of gate of trust. So my friend uh Getsy Felic and his wife one of the things they did with their money is they put out that book which helped people increase their trust in God. That book will help you to develop a healthy relationship with money and with everything. It gets you out of that user mentality where you become dependent on things and it puts you into a mode of really allowing yourself to feel taken care of, feel God’s love and to really feel it. Not just to believe in it conceptually, but to really feel it and then it makes it possible to have a healthy relationship with money and with with all the stuff in our lives. So number one recommen recommendation shenan you have videos on I do yes I do you could watch it on my YouTube channel or on Spotify you could listen I have uh I think it’s like 45 classes the entire charen gate of trust the book’s a thousand years old but it if you read it it sounds like it was written today I find the same with the pelleza’s writings from the 1700s where it’s so true everything he wrote that you can literally assume someone in Israel wrote that book a few weeks ago. Yeah, it’s these are eternal truths. They’re timeless. It just shows you what humanity has been struggling with this whole time. It’s the same stuff. You know, the the details change. So, a guy in the 1700s wasn’t stressed out about uh he needs to buy an iPhone, but you know, the the emotional part of it is it’s eternal and there’s a lot of good guidance from the classics. Don’t overlook the classics. In fact, you want my personal opinion, I would focus exclusively on the classics. You don’t even need modern books. If you really delve into classic books, the holy books, that’s that’s everything you need to know. If you take everything you learn in the holy books and you apply that to real life, you’ll you’ll you’ll know everything you need to know. And you’re going to say, “By the way, what what do you know? You’re just a rabbi and it’s easy for you. You don’t know the real world.” So, I should mention my credentials. Go for it. Okay. A lot of money has passed through my hands. I’m not an entrepreneur. I’m not a businessman. I’ve never been one exclusively in the nonprofit world. So, the fact that I don’t I am mass money, you know, that’s wasn’t the goal. But I’ve raised money and I’ve I’ve spent money and, you know, just in the past few years, I’ve raised millions of dollars. Spent it too on good things. But I do know what it’s like to be in the world. And that’s why I know wealthy people because because I fund raise. When you fund raise, yeah, you know, you have to approach wealthy people. What are you fundraising for specifically? Well, you know, you mentioned charter talking those classes, the gate of trust classes. So, to have a platform where I’m reaching now the numbers are pretty staggering. About 4 million people a month, all platforms combined. And by the way, your your your platform is pretty good. I mean, you have your gold plaque, your YouTube plaque behind. Well, we rely on smart people to get to get to where we need a gold. I only got the silver plaque. I’m at 120,000 subscribers on YouTube. I can have your gold plaque. I don’t put my self-esteem. Attach your self-esteem to the gold plaque. Very good. But uh reaching about four million people a month now and uh you know that content doesn’t make itself and maintaining those platforms requires discerning and talented people. It’s a whole team. People see my face but it’s a whole team. And we just opened a physical location uh last year in uh Queens half a block from the Labavis resting place. So that was a building project that took uh some resources mostly you know you say what am I spending it on I’m spending it on reading the message so that people can have clarity they can live valuesbased lives with clarity with with discerning and uh you think about how much money is spent on marketing bunch of useless stuff that nobody needs. Okay. So, I’m spending money on marketing marketing, but you know, um putting out information that I think people do need and it’s life-changing. That’s what I spend it on. If someone’s sitting on the other side of the world, wants to consume more. I know you mentioned the YouTube and the Spotify, but wants to help fund, wants to actually share an email, a story with you. Yeah. Go to soulwords.org. Go to my website. Not that anyone uses websites nowadays, but I have a soulwords.org. Uh it’s very interesting by the way everything’s changed so much. Nobody consumes content on a website. Like if I look at the numbers my website might have like let’s say I give a class and I upload that class on my website soulwards.org you may have like 200 views and that same class on YouTube could have like 20,000. Right. Right. or you put something on Instagram, it could have or Tik Tok and millions of views and then I put it on my website, you know, not even a thousand, right? Whatever. That’s just the way that people consume content nowadays. And if they’re watching this in 20 years on their on their new eye lens that they put into their eyes. Yeah, I’m sure the technology will continue to evolve and we’ll see. We’ll keep continue to adapt. However people consume content, God willing, I will that’s how I’m going to deliver content because I got to reach the people. You mentioned a half a block away um from Labavich. Yeah. Let’s end off. Tell me a good Labbavich Rebby story. Best I mean not even a story but it’s it’s just a great line and I I was reminded of it when I walked in here is over, you know, up on top of the bookshelf there you have that um Can we grab that? Sure. Okay, let’s let’s let’s take it down. All right, take it from the scenery and let’s So, this is a letter. It’s actually the Debb’s own handwriting. This was a letter that Deb wrote to You know who this was, too? No, I don’t. Zman Jaffy. Zman Jaffy was a businessman in Manchester, England. Hi, Jody. By the way, that’s the editor in England. [clears throat] There you go. Inside baseball. Now, people are going to find out guys. Four steps ahead of me. [laughter] So um Rabbi so the the the Reb wrote it was a typed up letter but at the end he he was worried about money. So he was a businessman who was worried about money. So the Reb wrote in his own handwriting in English don’t worry so much about business more and then this words he wrote is that word we said which is the gate of trust. Ben means trust. Trust in God specifically trust in God. More dash more parnosa. Parnosa is livelihood. So more parosa. The spells out the formula. Don’t worry so much about money. I mean this really sums it up right here. Don’t worry so much about money. Now the wasn’t telling him you’re not going to have money. He was telling me you’re going to have money but not through worrying about it. Your worry is not going to generate it. You know what will generate it? More trust in God will bring more livelihood. So that’s like that’s everything right there. That’s the whole secret summed up. Easier said than done cuz you got to integrate it and really believe in it. But that’s everything. When I get questions as to where I got this, I told the person to make a website so it’s easy. Have moreust.com. You can purchase it. It’s uh I think it’s like $169, but it funds an artist. So, we’ll put a a link to the show notes. Oh, good. Yeah. Maybe we’ll have uh have more.com send you one of these. You can put I have one already in my studio, of course. Yeah. The second I walked in here. Oh, you have that, too. I You know what? Maybe we can get it in every home. Jewish and non-Jewish. Would it be great if every home had one of these? So while you were talking and you said more and more parasa, is that why those who give charity end up getting more in return because they’re having that trust? Yes, it’s actually been studied from a psychological perspective, but we know this based on spiritual principles involved. People who are philanthropic tend to succeed. Now, one explanation is God rewards them for their philanthropy. Okay? And that’s certainly true. But there’s another explanation, and these two things can both be true at the same time, which is when you are philanthropic, you have to open your brain. You have to overcome the scarcity mindset. You have to you’re forced to think broadly. Well, what do you think that’s going to do? But when your brain starts operating broadly, you’re opening yourself to bigger blessings because you’re you’re you’re feeling more trust in in God’s bounty. You’re feeling less married to your own finite human efforts because you realize it’s way bigger than you anyways. Like, you know, I might be good but not that good, right? And um when you’re giving it changes your your mentality by by just automatically by definition it changes your mentality. I mean I would tell I would encourage people to give charity in addition to the the the moral value that it has. I would say even just do it as as as a way of expanding your mind and heart. But in order for it to expand your mind and heart, here the caveat is you have to give more than you’re comfortable giving. Because it’s like an exercise. It it only does something if it burns a little. Now, don’t get hurt. Don’t, you know, walk in the first day in the gym, start benching 400. You know, you have to call the ambulance. But go a little beyond your comfort zone. And when it burns, it’s it’s doing the work. I’ve never heard that before. That’s very interesting. It has to be. Yeah. Because that that’s when it expands the mind and the heart. Wow. Beautiful. I I top five conversation I’ve ever had in my life right here today. Not not even in terms of episodes. Um feel like my mind as a vessel has expanded. Great. That’s what I love doing. That’s what I love. I could do that all day if I didn’t have to go around raising money. So there you go. Let him share more so he can uh focus more on the sharing, less on the uh raising. Although I once heard something from the Reb that he said there’s a neglected demographic, a neglected segment of our community that need a lot of guidance and inspiration and they don’t get it and God arranged it that the rabbis should have to go and and get to know them. And these are called wealthy people. So and and I can tell you this from personal experience. I’m glad that I have to fund raise because it forces me to reach out to people and very often I see that the value of the interaction was the real purpose. It wasn’t about the check. Maybe for the philanthropist it was giving the check because he needed to give the check because that was his mitzvah. That was his good deed. But my reason was so I would have an opportunity to offer something of value to that person. And frankly, if I didn’t need to go raise money, I probably would not go out of my comfort zone to to make that meeting and to to sit down and have that interaction. My friend Shelon Goodman, he started an organization that helps people who are down on their luck, tries to guide them with not just money, but resources. And I see him all day emailing people, can I have a meeting? And he’s so talented in how he writes it. There’s so many nonprofits that are listening. What’s one piece of advice you would share with them to fund raise smartly? Remember, we’re talking about before about healthy and unhealthy financial relationships, like codependent relationships. Okay, I want to tell you something. There are people who they do their charity in a codependent way. What do I mean? I know people who when it comes to business are very smart and they know how to pick winners and if something is a loser they don’t touch it and if they got involved in something that becomes apparent that it’s a loser they just cut it and they walk walk away but when it comes to charity they waste their money they they pick the the the what do I mean by a loser charity? Well, first of all, you know, if you’re not using the money for what if you I’m not claiming any corruption. I’m not saying people are purposely I mean that obviously that happens. I’m just saying people are incompetent. They don’t know how to run a charity properly and the charity is not getting a good bang for the buck, right? But I know a lot of people who when it comes to making money, they won’t tolerate something that’s a loser. when it comes to donating money, they put they put up with all this the these these loser operations. Sounds harsh, but here’s what I want to tell you. If you’re the fundraiser, you don’t want to be a loser operation. Even though Even though you can find some wealthy people who will want to invest in that, but it’s toxic. You don’t want to be the rakmonus. You don’t want to be the pity case where a wealthy person is giving to you because they’re trying to get some validation. It never end. I mean, in the short term, okay, fine. So, you got to check. Great. But that doesn’t lead to growth. If you want healthy money, if you’re a fundraiser, I’m saying if you’re a nonprofit and you’re in the fundraising world, you want healthy money, kosher money, kosher money, kosher and healthy. Be the guy who can sit down and tell the donor, I will get you return. I will get you ROI. I will make sure that this investment, it’s a spiritual investment. It’s on a financial investment, but your spiritual investment will bring you gratification. You’ll be able to point and say, “I made this. I spent well.” That’s I mean I mean there are a few different number one tips and number one I have a few different number ones, but one number one tip and fundraising is don’t get someone to give to you because they feel bad for you or because you told them how desperate your situation is or No. attract their interest because you’re promising them something that is a success, a winner, and show that it’s a winner. And show that the more money you bring in, the more you accomplish. That’s to me, that’s number one. And that wealthy person who’s giving and getting an ROI, can he peg his self-esteem on that? Now, you’re getting into a really subtle level here. My brother Yako’s here. This is this was the end of the conversation, but we just uh can’t stop. Okay. All right. So, we established somebody who gets their sense of self from material stuff, but that’s no good. But now you’re asking another question. What if they get their sense of self from their spiritual endeavors? Like, oh, I invested wisely in a charity that succeeded. I did so much good. Mhm. Okay. This is I mean I don’t I don’t know if this is for everybody to hear this because this is a very subtle level, but no, you should not get your sense of identity from that either. You should not get yourself a sense of a sense of selfworth from that either. Let’s say you’re a wealthy person and you give charity and you give it well, meaning you invest well. You give to causes that have impact. That’s great. Do not derive your sense of selfworth from that. It should just be something that you do. We’re all here to fulfill our function. Some of us, we fulfill our function by having a podcast. Some of us fulfill our function by having successful businesses. Some of us fulfill a function by by being scholars and teachers. What everyone you’re just fulfilling your function. But you do not derive your sense of selfworth from the function that you’re playing. And in fact, our functions can change and they can fluctuate based on need. When it’s your sense of identity, then you’ll refuse to change it because you’re married to it. But when you’re doing it just to be helpful, just to be useful, then you’ll change. Okay, this is this is what’s called for, I’ll do this. If this is what’s more useful, I’ll do that. Not not stuck being one way. So yeah, even when it comes to really good stuff, spiritual stuff, like supporting good causes, do it, but don’t derive your sense of selfworth from it. Wonderful. Rabbi Shay’s tab, I cannot thank you enough. My pleasure. Let’s do it again. You you know that I live 3 minutes from here. Yeah, that’s [laughter] true. Same time tomorrow. Another powerful and deeply insightful episode is in the kosher money books. Let’s pull out a few interesting lessons from our conversation with Rabbi Shace Ta. Money isn’t evil, it’s energy. The key is to learning to channel it with respect. Number two, overworking doesn’t create more blessing. [music] Working what’s expected of you and having faith in Hashem is what pays the bills and then some. Thirdly, real wealth isn’t what [music] you have, it’s what you do with what you have. I love that. You can make a million dollars, but if you don’t keep a million dollars, who cares that you made a million dollars? [music] And finally, trust in Hashem brings more livelihood than worry ever will. If you’re looking for legitimate help with [music] debt, by the way, Collective Kindness, you can check them out, collectivekindness.net. They’ve launched kosher debt help, which offers people honest, agendree guidance for Jewish families struggling with debt. [music] You’ll get an assessment and personalized direction at kosherdhelp.com. Link is in the show notes. Look them up. If you want a free Jewish [music] financial coach from the OU, living.org. They’ve literally helped thousands [music] of Jews and people across the world. Lastly, before we get to our sponsors, I want to tell you about a book. This is not a paid ad. Kosher ADHD. [music] Look it up. They help Jewish families. This book, these people, they help Jewish families and educators better understand and thrive with [music] ADHD. They’ll give you practical guidance, compassionate support. Please, please, please, if you know somebody that has ADD, ADHD, learn about [music] it. kosher ADHD.com. You can order their book. It’s cottishpress.com. You can use the code ADHD25 [music] for 25% off. Please look it up. Again, oh yeah, we had them on that’s an Issue. Uh, a whole episode on it if you want to see the the people behind the book, the movement. um really learning a lot about the space and it’s awesome. A heartfelt thank you to our [music] sponsors who literally make these impactful conversations possible, business organizer Shirley Shfeld, because every business owner [music] needs help at some point. So get the help your business and life deserves. And thank you to Twillery. They’re redefining comfort and confidence in men’s clothing. Remember, use our special promo code in the show notes, twillery.com/cosamoney. [music] and to Evergreen. They are delivering delicious kosher food to more and more neighborhoods across the United States. Make sure you state which state you are stated in. Okay, I don’t even know if that makes sense, but go to their website, suggest your city, and maybe they’ll bring delicious [music] kosher food to you. And lastly, Kabad, helping Israel’s most vulnerable with dignity and love. Please [music] donate whatever you can. Link is in the show notes. If you’d like a chance to win a $100 Amazon gift card, comment below. using the word rabbi or money. Rabbi or money. And we’re going to pick one of you to win just like we did. For our last lucky [music] viewer, Henry’s and 3900. Henry, message us on the brand new living.com website. [music] And even if your name’s not Henry, totally check out living.com. We’ve rebranded it, spent a lot of money doing it because your viewing experience is going to level up. And here’s your money [music] message of the week. Money is like fire. Respect it. Don’t worship it. And when you use it wisely, it’ll warm the world. I’ll see you next time. Living